Next-Generation Loan Management

Manage Every Loan.
With Complete Clarity.

SODLAPP is the all-in-one loan management platform built for government institutions, cooperatives, and financial institutions. Disburse faster, track smarter, collect better.

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₦4.2B+
Loans Disbursed
38+
Ministries Served
99.8%
Uptime SLA
12k+
Active Borrowers
Everything You Need

Built for serious lenders

From loan origination to full repayment, SODLAPP covers every touchpoint of the lending lifecycle with precision and speed.

Ministry-Grouped Disbursements
Track and report loan disbursements grouped by Ministry or MDA. See portfolio sizes, share percentages, and borrower counts per institution in real time.
Live Portfolio Dashboard
Real-time visibility into outstanding principal, overdue balances, monthly EMI collections, and total portfolio exposure — filterable by branch or period.
Repayment Tracking
Automatically flag overdue EMIs, calculate outstanding interest, and generate repayment schedules. Know exactly what is owed and by whom.
Borrower Management
Maintain complete borrower profiles including IPPS/staff IDs, loan history, new vs. returning classification, and branch assignments across the organisation.
One-Click CSV Export
Export any report — disbursements, repayments, overdue loans, ministry summaries — to CSV instantly. Every filter you set is reflected in the export.
Role-Based Access Control
Grant branch officers, loan officers, and administrators different levels of access. Company-scoped data isolation keeps every institution's records secure.
Platform Preview

A dashboard that actually tells the story

Every screen in SODLAPP is designed to surface insight, not just data. Loan officers see what matters. Management sees the full picture.

Period-filtered disbursement reports per ministry
Live portfolio size with outstanding principal
Overdue loan flagging and interest tracking
Branch-level drill-down for multi-location lenders
New vs. returning borrower segmentation
sodlapp.com/dashboard
₦2.4B
Disbursed
1,847
Active Loans
₦891M
Portfolio
Monthly Disbursements — 2025
MinistryLoansPortfolio
Finance & Eco. Dev.142₦320M
Health & Social98₦218M
Education76₦174M
Works & Housing54₦139M
Who Uses SODLAPP

Built for institutions
that move real money

01
State Government MDAs
Manage civil servant loans across ministries, departments, and agencies with full IPPS staff ID integration and salary-deduction repayment tracking.
02
Cooperative Societies
Run member loan books, track contributions, enforce repayment schedules, and generate auditable reports for board meetings and external audits.
03
Microfinance Institutions
Handle high loan volumes across multiple branches with real-time EMI tracking, overdue management, and portfolio health dashboards.
04
Credit Unions & SACCOs
Automate interest calculations, generate member statements, and maintain clean books with end-of-month reconciliation tools built in from day one.
Simple Onboarding

Up and running in 4 steps

No IT department required. Most institutions go live in under a week.

1
Create Your Account
Set up your institution, add branches, define your ministry/MDA structure, and configure loan products.
2
Import Borrowers
Upload existing borrower records via CSV or add them manually. Staff IDs and IPPS numbers map automatically.
3
Disburse Loans
Approve and disburse loans with full audit trails. Repayment schedules generate automatically based on your product terms.
4
Track & Report
Monitor portfolio health, flag overdue accounts, and export reports for management, auditors, or regulators — in seconds.
What Clients Say

Trusted by lenders across Nigeria

★★★★★
SODLAPP completely transformed how we manage our civil servant loan portfolio. We went from spreadsheets to real-time dashboards across all 24 ministries in two weeks.
AO
Adaeze Okonkwo
Head of Credit, State Investment Corp.
★★★★★
The ministry breakdown report alone saves our team eight hours a month. Portfolio size per MDA with outstanding principal — exactly what our CFO needed.
BI
Babatunde Idowu
Finance Director, Teachers Cooperative
★★★★★
Overdue tracking used to be a manual nightmare. Now we get automatic flagging and can pull the full overdue list by branch in one click. Incredible product.
CN
Chinyere Nwachukwu
Operations Manager, Microfinance Ltd.

Ready to take
control of your loan book?

Join institutions across Nigeria using SODLAPP to disburse, track, and collect with total confidence. No spreadsheets. No guessing.

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